[{"id":3,"slug":"lmi-and-home-insurance-basics","title":"Home & Contents Insurance in Australia: What's Actually Covered?","excerpt":"Flood vs storm, accidental damage, underinsurance and LMI confusion — what Australian home and contents policies really cover, and the gaps that hurt.","categorySlug":"home","readMinutes":5,"featured":true,"heroImageUrl":"guide-heroes/lmi-and-home-insurance-basics.png","publishedAt":"2026-06-03T18:05:45.607Z","updatedAt":"2026-07-17T11:03:35.004Z"},{"id":2,"slug":"medicare-levy-surcharge-explained","title":"Medicare Levy Surcharge Explained: Thresholds, Rates & How to Avoid It","excerpt":"Earning above the threshold without private hospital cover? The Medicare Levy Surcharge could cost you 1–1.5% of income. Here's how it works in 2025–26.","categorySlug":"health","readMinutes":4,"featured":true,"heroImageUrl":"guide-heroes/medicare-levy-surcharge-explained.png","publishedAt":"2026-06-03T18:05:44.442Z","updatedAt":"2026-07-17T11:03:34.608Z"},{"id":1,"slug":"how-to-save-on-car-insurance-australia","title":"How to Save on Car Insurance in Australia: 11 Proven Ways (2026)","excerpt":"Practical, up-to-date ways Australian drivers can cut car insurance premiums — excess tweaks, agreed vs market value, parking, kilometre caps and more.","categorySlug":"car","readMinutes":5,"featured":true,"heroImageUrl":"guide-heroes/how-to-save-on-car-insurance-australia.png","publishedAt":"2026-06-03T18:05:43.386Z","updatedAt":"2026-07-17T11:03:34.830Z"}]